RISKSECURE™ Knowledge and Training Center
Knowing your customers
credit score/profile daily is useful in determining whether or not you should increase
or decrease a customers current limit at any point in time, in line with his/her
current financial status and behaviour. RISKSECURE™ has even built in notification
systems to advise you on client movements both positive and negative. RiskSecure
gives you an alert on old, and new accounts to monitor or investigate.
Additionally, you'll know whether or not the score change will affect an interest
rate or limit that you may have given on a new loan- since having higher credit
scores means better interest rates and credit limits granted, and vice versa.
the client
,never daily.
DATA ANALYSIS
Data analysis is a central feature of data-based customer management.
It can generate accurate predictions of opportunity and risk, which allow customer
relationships to be entered into and developed in a safer and more profitable way.
SCORING
Scoring is an analytical forecasting and grading assessment procedure which calculates
the probability of any individual customer displaying a particular form of behaviour
that you want to know about: It can predict whether a customer requires a credit
increase or decrease, thus ensuring all customers at all times have the most appropriate
limits. This saves the banks a lot of time and money. Traditionally banks perform
reviews yearly, every 3 months etc depending on the risk classification of
MAXIMISE PROFITS
THROUGH BEHAVIORAL SCORING
Credit Monitoring
Report Generation
ITIL
COSO
COBIT
Internal Audit
Collections
Graham Leech
Sarbanes Oxley(404)
AML Regulation
Fraud Monitoring
Training
Basel II
Claims Analysis
Member Analysis
Provider Analysis
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